College Planning

 

Concerned about the current and future costs of college tuition?  Wondering how best to meet today’s expenses, help with your children’s education, and provide for your own retirement?  

As a Representative Specializing in helping families with College Planning I can help! 

 

Who Needs A financial professional who specializes in helping families with college planning? 

 

Approximately 13 million families could benefit from working with a financial professional who specializes in helping families with college planning.  Consider the following:

  • The average four-year cost of a private university is $149,560. The average four-year cost of a public university is $73,304.*
      
  • It is estimated that in 10 years, the average four-year cost of a private university will be $255,800. The average four-year cost of a public university will be $125,372.*
 
*Source of Data: Annual Survey of Colleges, the College Board, www.collegeboard.com; and Newkirk's College Planning Guide. Your child's college education is preparation for a life time of opportunities. What are you risking by not working with a financial professional who specializes in helping families with college planning?

 

 

A Bit Daunting?

No need to be overwhelmed. Specialized training and experience enables the financial professional who specializes in helping families with college planning to untangle the mess, focus on the issues pertinent to your specific situation, and identify the questions you may not have even known you have. Here is just a partial list of some of the ways a financial professional who specializes in helping families with college planning can assist you: 

 

Paying for College Strategies

  • Student resources, grants, scholarships
  • College loans
  • Alternative loans
  • College admission issues

 

Saving for College Strategies

  • Section 529 qualified tuition programs
  • Coverdell education savings accounts
  • UGMA/UTMA
  • Roth and traditional IRAs
  • Tax-efficient mutual funds
  • Associated financial planning considerations
     

 

Advanced College Funding Strategies

  • Academic Strategies
  • Funding college and retirement simultaneously
  • Hope and Lifetime Learning credits
  • Parent and child tax planning opportunities, implications, and tax capacity 
  • Coordinating investment contributions and withdrawals 
  • Parent and grandparent estate planning considerations 
  • Middle and upper income family issues
  • Affluent family issues   

 

 

Financially preparing for your child’s college education will take an investment of your time and resources. A financial professional who specializes in helping families with college planning can help insure neither your time nor your resources are wasted!

 

Order your Free College Report today to learn how you can reduce the High Cost of College!